Product Info
Introducing Citibank Quick Cash and/or Citibank Ready Credit PayLite - personal loans that give you greater flexibility and affordability in managing your cashflow. Whether it's for your dream vacation, wedding or for any of your lifestyle choices.
Citibank Quick Cash is a personal loan drawn on your Citibank Credit Card account. To learn more, click here.
Citibank Ready Credit PayLite is a personal loan drawn on your Citibank Ready Credit account. To learn more, click here.


Features
Interest Rate for SmartCash customers
* Figures have been rounded to the nearest dollar
Cancellation fee
3% of outstanding unbilled principal amount or S$100, whichever is higher.
The loan amount will be deposited into the bank account of your choice within 3-5 days of approval.


Click-for-Cash is valid for existing customers with Citibank Credit Card or Citibank Ready Credit account.
For new customers, please leave your contact details or call CitiPhone hotline
at 6225 5225.
Terms and Conditions apply.











With Citibank Balance Transfer, you can now pay less for your interest payments and translate the savings into timely additional cash!
Here's what you can enjoy:
Interest savings
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank Ready Credit at 4.5% p.a. for 6 months or 6.5% p.a. for 12 months
Freedom
Cash in hand for your investments, well-deserved holidays or pay off your outstanding balances with other banks
Flexible Payment
Pay a minimum of 3% of the transfer amount or S$45, whichever is higher throughout the loan tenure













Apply now to enjoy more in life with interest savings and use the additional cash for anything you wish.
Illustrations of how it works
Interest savings based on 4.5% p.a. for 6 months
Balance Transfer amount
S$10,000
Interest you normally pay (24% p.a. for 6 months)
S$1,200
With interest of 4.5%* p.a. for 6 months
S$225
Savings
S$975
Interest savings based on 6.5% p.a. for 12 months
Balance Transfer amount
S$10,000
Interest you normally pay (24% p.a. for 12 months)
S$2,400
With interest of 6.5%* p.a. for 12 months
S$650
Savings
S$1,750
*The prevailing interest rate will apply on the remaining outstanding balances after the end of the promotion.










With Citibank Balance Transfer, you can now pay less for your interest payments and translate the savings into timely additional cash!
To enjoy this offer, simply fill up our online form and we will be in touch with you shortly.
Offer is subject to approval. Terms and conditions apply.












Post Your Discussions Regarding the Citibank ReadyCredit Loans Right Here!