Overview
The freedom of having extra cash whenever, wherever. That’s the power of UOB CashPlus.
With an incredible 30% cashback1 on your monthly interest for one year, that makes us the line of credit with one of the lowest interest rates in town. What’s more, there is no cap on the cashback amount!
With UOB CashPlus, this is the savings you enjoy for one year.
Illustration based on a loan amount of S$5,000 (Figures are rounded off to the nearest dollar)
Interest per month 5% Cash Advance fee 30% CashBack Total Charges
Other credit cards at 24% p.a. S$100 S$250 S$0 S$350
UOB CashPlus at 17.8% p.a. S$74 No fee charges! S$22 S$52
Travel. Wedding. Renovation. Skills-upgrading course. Anything you need cash for, just CashPlus it.
Easy Way To Apply For UOB CashPlus
Visit any UOB Group Branches now to have your account approved in just 60 minutes2 for immediate access to cash.
To apply online, please click here.
(Enjoy same day approval3 simply by completing the online form and fax it to
6356 8841 by 2.00p.m)
Leave your contacts here to find out more.
1The UOB CashPlus 30% CashBack Promotion is open to customers whose UOB CashPlus accounts are approved from 15 March 2012. All existing UOB CashPlus customers do not qualify for this Promotion. Eligible customers will enjoy 30% cashback each month on the overdraft interest amount in the UOB CashPlus accounts for a period of one year. Other terms and conditions apply. Click here for details.
260 minutes approval is available on (a) Mondays to Fridays from 9.00am to 3.00pm at all UOB Group Branches; and (b) Saturdays & Sundays from 11.00am to 4.00pm at selected UOB Branches (Ang Mo Kio, Jurong Point, Northpoint, Vivo City, Scotts Square & UOB Lite Branches), except public holidays. Applications submitted after the abovementioned stipulated time will be processed on the next working day. Within 60 minutes of submission of your application form, you will receive an SMS notification to inform you of the status of your application. Upon approval, you may return to the same branch at which you submitted your application to withdraw cash (subject to branch’s operating hours). Cash withdrawal service is not applicable for applications submitted for 60 minutes approval (a) at UOB Lite Branches and (b) on Saturdays & Sundays. Please note that application pending further documentation will not be eligible for 60 minutes Approval. For branch opening hours, please refer to uob.com.sg.
3Same day approval for fax applications is available on (a) Mondays to Fridays from 9.00am to 2.00pm and (b) Saturdays & Sundays from 11.00am to 3.00pm, except public holidays. Applications submitted after the abovementioned stipulated time will be processed on the next working day. Within the same day of submission of your application form, you will receive an SMS notification to inform you of the status of your application. You can start using the CashPlus facility upon receipt of the Welcome Pack and Cheque Book. Please note that application pending further documentation will not be eligible for Same day approval.
Express approval service is unavailable on 31 March 2012. Applications submitted on 31 March 2012 will be processed next day. We apologize for any inconvenience caused.









Benefits
Express Approval+
You can now enjoy extra cash instantly for almost anything. Visit our Branches to get cash in 60 minutes.
Please note that the CashPlus express approval service is not available on 7 – 8 July 2012 and 21 – 22 July 2012. The services will resume on 9 July 2012 and 23 July 2012 respectively.
Generous Credit Limit
Enjoy up to S$200,000 cash or 4 times your monthly income, whichever is lower to use as you wish.
With more cash available, you can embrace new investment opportunities or pay off your outstanding balances on your other credit cards or lines of credit . Whatever your plans are, you have the freedom to achieve them.
If you are an existing CashPlus customer, your CashPlus credit limit can go up to four times+ your monthly earned income.
To enjoy greater financial freedom, simply complete the Credit Limit Review Form.
Low Interest Rate
Enjoy a low interest rate of only 1.48% per month or 17.8% per annum. What’s more, you only pay interest on what you use.
Note: The prevailing interest rate and default interest rate are subject to compounding if the monthly interest charges are not repaid in full.
Structured or Flexible Repayments
Choose to make structured repayments with UOB CashPlus Instalment Loan or flexible repayments from as little as 3% of your outstanding balance or S$30, whichever is higher. Whether it is structured or flexible repayments, you have more control over your finances.
Hassle-free Application
With no collateral or guarantor required, applying for CashPlus couldn't be easier.
Easy Access to Cash
What’s more, you have access to cash anywhere and anytime through cheques, ATMs (close to 1,000 ATMs island-wide and more than 1.4 million VISA Plus ATMs worldwide) and internet funds transfers.
Earn Interest on Credit Balance
Account balances in excess of the outstanding amount earn you interest, just like a savings account.
Wide Array of Discounts and Privileges
Be it getting the latest gadget or a relaxing spa, enjoy more with CashPlus.
Online Banking Convenience
Pay bills, make account balance enquiries, view statements, arrange funds transfers and even take control of cheques issued through the convenience of online banking.
24-hour Assistance
Call our 24-Hour, toll-free Call Centre at 1800 222 2121. Our friendly customer service officers will be happy to assist you. You can also use our automated Phone Banking service at your convenience.
CreditSure^
At only 35 cents for every S$100 of your monthly CashPlus statement outstanding balance, CreditSure settles your outstanding UOB CashPlus, for up to S$40,000 in the event of Death or Total and Permanent Disability of the Principal Cardmember. CreditSure is a group term protection scheme you can be sure of. Underwritten by Prudential Assurance Company Singapore (Pte) Ltd.
^ You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether this product is suitable for you.










Promotions
UOB CashPlus Funds Transfer
Enjoy Funds Transfer within 24 hours^ now.
Enjoy rebates at participating merchants with UOB CashPlus
Sign up for CashPlus now and you'll enjoy privileges at our preferred partners!
UOB CashPlus Instalment Loan^
Take control of your finances with fixed repayments.
UOB CashPlus Instant Instalment Loan
UOB CashPlus Tailor-made Loan
Enjoy cash for as low as S$10 per month.









Requirements
Nationality Minimum Age Income Range Prevailing Interest Rate
Singaporean or Permanent Resident 21 years and above S$30,000 and above 17.8% per annum












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